Full members donate all their salary or wage, 401-K payments, bonus and tax benefit to charities of their choices.
When people become our Full members before reaching their full retirement ages, they cannot take social security paycheck without huge penalty. Therefore they can subtract the expected social security payment at that early age from their donations to become financially neutral to his family or spouse. This means to his family our full member is as if he or she were taking full retirement with withdrawing social security paycheck early. The Movement wants member's family not to suffer more than as if the member is fully retired.